{"id":16294,"date":"2024-03-20T09:12:16","date_gmt":"2024-03-20T08:12:16","guid":{"rendered":"https:\/\/docs.centralpay.com\/documentation\/merchant-accounts-and-sales-channels\/payment-accounts\/"},"modified":"2026-08-12T15:10:52","modified_gmt":"2026-08-12T13:10:52","slug":"payment-accounts","status":"publish","type":"docs","link":"https:\/\/docs.centralpay.com\/en\/documentation\/merchant-accounts-and-sales-channels\/payment-accounts\/","title":{"rendered":"Payment accounts"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Payment accounts are used to carry out payment transactions (collecting payments in ISO currencies, paying out funds to a bank account, etc.). They allow you to hold funds in an ISO currency (EUR, USD, CHF, GBP, etc.) and have their own IBAN\/BIC.<\/p>\n\n<p class=\"wp-block-paragraph\">With few exceptions, a payment account is linked to a bank account with the same account holder, enabling CentralPay to make automatic payouts via SEPA transfer.<\/p>\n\n<p class=\"wp-block-paragraph\">If you have several bank accounts to which your funds must be paid out, you may ask your CentralPay contact to create the same number of payment accounts in your CentralPay Merchant profile. This way, each payment account will be linked to a different bank account and will send SEPA payouts accordingly.<\/p>\n\n<p class=\"wp-block-paragraph\">It is also possible to create several payment accounts for fund segmentation purposes (with an account dedicated to commission or fee transactions, for example).<\/p>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\">You can view the details of your payment accounts via the following access points:<\/p>\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-small-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/test-backoffice.centralpay.net\/admin\/actor\/account#wallet_tab\" target=\"_blank\" rel=\"noreferrer noopener\"><code>Recette<\/code> Merchant Portal &#8211; Payment accounts<\/a><\/div>\n<\/div>\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-small-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/backoffice.centralpay.net\/admin\/actor\/account#wallet_tab\" target=\"_blank\" rel=\"noreferrer noopener\"><code>Production<\/code> Merchant Portal &#8211; Payment accounts<\/a><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\">1. Usage<\/h2>\n\n<p class=\"wp-block-paragraph\">Payment accounts are systematically used for our platform\u2019s payment transactions, except for electronic money transactions.<\/p>\n\n<h2 class=\"wp-block-heading\">2. Creating payment accounts<\/h2>\n\n<p class=\"wp-block-paragraph\">If you are a CentralPay merchant, you may send an email request to the CentralPay teams to create several payment accounts in your name. This is to segment your transactions or to open an account in a different currency.<\/p>\n\n<p class=\"wp-block-paragraph\">If you are a CentralPay <strong>MOBSP<\/strong> Partner or <strong>AGENT<\/strong> representative, you can create accounts for your merchants using the <a href=\"https:\/\/docs.centralpay.com\/documentation\/documentation\/creer-des-comptes\/demande-dinscription\/\">onboarding request<\/a> service.<\/p>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Payment accounts are used to carry out payment transactions (collecting payments in ISO currencies, paying out funds to a bank account, etc.). They allow you to hold funds in an ISO currency (EUR, USD, CHF, GBP, etc.) and have their own IBAN\/BIC. With few exceptions, a payment account is linked to a bank account with [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":16281,"menu_order":4,"comment_status":"open","ping_status":"closed","template":"","doc_tag":[],"doc_badge":[136],"class_list":["post-16294","docs","type-docs","status-publish","hentry","doc_badge-wallet","no-post-thumbnail"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Payment accounts - CentralPay Documentation<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/docs.centralpay.com\/en\/documentation\/merchant-accounts-and-sales-channels\/payment-accounts\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Payment accounts - CentralPay Documentation\" \/>\n<meta property=\"og:description\" content=\"Payment accounts are used to carry out payment transactions (collecting payments in ISO currencies, paying out funds to a bank account, etc.). 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