{"id":16649,"date":"2024-03-19T16:27:16","date_gmt":"2024-03-19T15:27:16","guid":{"rendered":"https:\/\/docs.centralpay.com\/documentation\/contract-templates\/standard-merchant\/"},"modified":"2026-09-02T16:21:15","modified_gmt":"2026-09-02T14:21:15","slug":"standard-merchant","status":"publish","type":"docs","link":"https:\/\/docs.centralpay.com\/en\/documentation\/general-information\/contract-templates\/standard-merchant\/","title":{"rendered":"Standard Merchant"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The <strong>standard Merchant plan is intended <\/strong>for <strong>businesses (legal entities)<\/strong> that wish to use the CentralPay platform to <strong>collect payments on their own account<\/strong> as part of their business selling goods or services.<\/p>\n\n<h2 class=\"wp-block-heading\">1. Model Description<\/h2>\n\n<p class=\"wp-block-paragraph\">This plan gives you access to all of <strong>Smart Collection&#8217;s<\/strong> services\u2014the comprehensive payment processing solution offered by CentralPay.<\/p>\n\n<p class=\"wp-block-paragraph\">\ud83d\udd17 More information about <a class=\"\" href=\"https:\/\/www.centralpay.com\/fr\/solutions\/solution-encaissement\/\">Smart Collection<\/a><\/p>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\">The included features are as follows:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><a class=\"\" href=\"https:\/\/docs.centralpay.com\/en\/documentation\/merchant-accounts-and-sales-channels\/\">The CentralPay Merchant Profile<\/a><br\/>A standard Merchant Profile that includes one or more Payment Accounts dedicated to your business, with individual IBANs, transaction tracking, and payout tracking.<\/li>\n\n\n\n<li><a class=\"\" href=\"https:\/\/docs.centralpay.com\/en\/documentation\/automations-integrations-and-exports\/\">Account-related services<\/a><br\/> Management tools, user profiles, API access, notifications, reporting&#8230;<\/li>\n\n\n\n<li><a class=\"\" href=\"https:\/\/docs.centralpay.com\/en\/documentation\/payment-links\/\">The Smart payment service<\/a><br\/> Centralization of your flows, automated routing, management of statuses and payments.<\/li>\n\n\n\n<li><a class=\"\" href=\"https:\/\/docs.centralpay.com\/en\/documentation\/card-transaction\/\">Card Transaction<\/a><br\/>: Accepts Visa and Mastercard, 3D Secure, Apple Pay and Google Pay, and handles refunds and chargebacks.<\/li>\n\n\n\n<li><a class=\"\" href=\"https:\/\/docs.centralpay.com\/en\/documentation\/bank-transfer-transaction\/\">Transactions by bank transfer<\/a><br\/> Generation of virtual IBANs, receipt notifications, automatic reconciliations.<\/li>\n\n\n\n<li><a class=\"\" href=\"https:\/\/docs.centralpay.com\/en\/documentation\/sepa-direct-debit-transaction\/\">SEPA Direct Debit Transactions<\/a><br\/>One-time or recurring debits, mandate management, and tracking of rejections.<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\">2. Fees and Commissions<\/h2>\n\n<p class=\"wp-block-paragraph\"><strong>Fixed and variable fees<\/strong> are charged based on the types of transactions performed (transactions, payouts, Rejections, etc.). You can view <a href=\"https:\/\/www.centralpay.com\/fr\/tarifs\/\" type=\"link\" id=\"https:\/\/www.centralpay.com\/fr\/tarifs\/\" target=\"_blank\" rel=\"noreferrer noopener\">our published fee schedule on our website<\/a>. <\/p>\n\n<ul class=\"wp-block-list\">\n<li>Fees are charged:\n<ul class=\"wp-block-list\">\n<li>Either directly from your <strong>primary Payment Account<\/strong><\/li>\n\n\n\n<li>Or from a <strong>dedicated Commission Account<\/strong>, if it is enabled<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">If there are insufficient funds, CentralPay may process a SEPA Direct Debit from your Bank Account or send you a request for an additional Bank transfer.<\/p>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The standard Merchant plan is intended for businesses (legal entities) that wish to use the CentralPay platform to collect payments on their own account as part of their business selling goods or services. 1. Model Description This plan gives you access to all of Smart Collection&#8217;s services\u2014the comprehensive payment processing solution offered by CentralPay. \ud83d\udd17 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":16646,"menu_order":6,"comment_status":"open","ping_status":"closed","template":"","doc_tag":[],"doc_badge":[],"class_list":["post-16649","docs","type-docs","status-publish","hentry","no-post-thumbnail"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Standard Merchant - CentralPay Documentation<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/docs.centralpay.com\/en\/documentation\/general-information\/contract-templates\/standard-merchant\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Standard Merchant - CentralPay Documentation\" \/>\n<meta property=\"og:description\" content=\"The standard Merchant plan is intended for businesses (legal entities) that wish to use the CentralPay platform to collect payments on their own account as part of their business selling goods or services. 1. 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