{"id":9847,"date":"2024-03-20T09:19:39","date_gmt":"2024-03-20T08:19:39","guid":{"rendered":"https:\/\/docs.centralpay.com\/documentation\/documentation\/transaction-par-virement\/transaction-sct\/"},"modified":"2026-06-10T11:04:13","modified_gmt":"2026-06-10T09:04:13","slug":"transaction-sct","status":"publish","type":"docs","link":"https:\/\/docs.centralpay.com\/en\/documentation\/documentation\/transaction-par-virement\/transaction-sct\/","title":{"rendered":"Transaction par virement"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">1. Fonctionnement<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Une <a href=\"https:\/\/docs.centralpay.com\/documentation\/developpeurs\/sct-transaction\/sct-transaction\/\">SCT Transaction<\/a> repr\u00e9sente un virement bancaire re\u00e7u sur un de vos <a href=\"https:\/\/docs.centralpay.com\/documentation\/documentation\/transaction-par-virement\/iban-virtuels\/\">IBAN Virtuel CentralPay<\/a>.<\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Elle peut \u00eatre cr\u00e9\u00e9e de trois mani\u00e8res diff\u00e9rentes :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Automatiquement<\/strong><br>Si vous adressez un IBAN Virtuel d\u00e9di\u00e9 \u00e0 l&#8217;un de vos clients ou l&#8217;un de vos comptes de paiement, CentralPay cr\u00e9era la SCT Transaction automatiquement lors de la r\u00e9ception du virement. Vous pourrez ensuite rapprocher cette SCT Transaction \u00e0 votre commande\/facture en r\u00e9cup\u00e9rant la valeur du champ &#8220;description&#8221; (correspondant \u00e0 la r\u00e9f\u00e9rence renseign\u00e9e par votre client dans son espace bancaire)<\/li>\n\n\n\n<li><strong>Depuis le service SCT Transaction<\/strong><br>Si vous souhaitez automatiser le rapprochement du virement \u00e0 la transaction, vous pouvez :\n<ul class=\"wp-block-list\">\n<li>Cr\u00e9er une SCT Transaction avec un IBAN Virtuel d\u00e9di\u00e9 : ce qui permettra un rapprochement s\u00fbr \u00e0 100% \u00e0 votre transaction. Attention, dans ce cas vos clients devront d\u00e9clarer un nouveau b\u00e9n\u00e9ficiaire dans leur espace bancaire \u00e0 chaque virement qu&#8217;ils vous adresseront<\/li>\n\n\n\n<li>Cr\u00e9er une SCT Transaction en utilisant un IBAN Virtuel Customer et r\u00e9cup\u00e9rer la r\u00e9f\u00e9rence courte g\u00e9n\u00e9r\u00e9e par CentralPay pour cette transaction : ce qui permettra de rapprocher syst\u00e9matiquement le virement au profil client correspondant, et potentiellement jusqu&#8217;\u00e0 la transaction si votre client a bien renseign\u00e9 la r\u00e9f\u00e9rence dans son virement<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Depuis le service de demande de paiement<\/strong><br>Si vous souhaitez d\u00e9l\u00e9guer \u00e0 CentralPay l&#8217;affichage des informations de r\u00e8glement \u00e0 vos clients (montant, IBAN, BIC, r\u00e9f\u00e9rence\u2026), vous pouvez cr\u00e9er une <a href=\"https:\/\/docs.centralpay.com\/documentation\/documentation\/encaisser-integration-smart\/demande-de-paiement\/\">Demande de paiement<\/a> autorisant les paiements par SCT Transaction. Cette option permet \u00e9galement de g\u00e9rer facilement les virements multiples ou les r\u00e8glements clients depuis plusieurs moyens de paiement<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">2. Cr\u00e9er une SCT transaction<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cr\u00e9er une SCT Transaction :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Renseignez un montant en centimes (amount), et une devise (currency)<\/li>\n\n\n\n<li>Si vous souhaitez cr\u00e9er un IBAN Virtuel d\u00e9di\u00e9 \u00e0 la SCT Transaction, renseignez le champ &#8220;ibanWalletId&#8221; avec l\u2019UUID de votre compte de paiement sur lequel vous souhaitez recevoir les fonds. Vous pouvez retrouver ce dernier depuis le&nbsp;        <span class=\"direction_steps\">\r\n            <span class=\"direction_step\">Portail Marchand <\/span><span class=\"direction_step\"> Administration <\/span><span class=\"direction_step\"> Comptes <\/span><span class=\"direction_step\"> UUID<\/span>        <\/span>\r\n        <\/li>\n\n\n\n<li>Si vous souhaitez utiliser un IBAN Virtuel existant (d\u00e9di\u00e9 \u00e0 un Customer ou \u00e0 un compte de paiement), renseignez le champ &#8220;iban&#8221; avec l&#8217;IBAN souhait\u00e9\n<ul class=\"wp-block-list\">\n<li>Vous pourrez ensuite r\u00e9cup\u00e9rer la valeur &#8220;sepaReference&#8221; g\u00e9n\u00e9r\u00e9e par CentralPay et la transmettre \u00e0 votre client pour laisser CentralPay rapprocher le virement \u00e0 votre transaction<\/li>\n\n\n\n<li>Ou renseigner la valeur &#8220;merchantSctTransactionId&#8221; avec votre propre r\u00e9f\u00e9rence personnalis\u00e9e pour rapprocher vous-m\u00eame le virement via nos exports d&#8217;op\u00e9rations<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>1. Fonctionnement Une SCT Transaction repr\u00e9sente un virement bancaire re\u00e7u sur un de vos IBAN Virtuel CentralPay. Elle peut \u00eatre cr\u00e9\u00e9e de trois mani\u00e8res diff\u00e9rentes : 2. Cr\u00e9er une SCT transaction Cr\u00e9er une SCT Transaction :<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":9601,"menu_order":3,"comment_status":"open","ping_status":"closed","template":"","doc_tag":[],"doc_badge":[106],"class_list":["post-9847","docs","type-docs","status-publish","hentry","doc_badge-scttransaction","no-post-thumbnail"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Transaction par virement - CentralPay Documentation<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/docs.centralpay.com\/en\/documentation\/documentation\/transaction-par-virement\/transaction-sct\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Transaction par virement - CentralPay Documentation\" \/>\n<meta property=\"og:description\" content=\"1. 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