Bank return codes

Estimated reading: 2 minutes

List of codes returned by the issuer bank to CentralPay after an autorization request

00Transaction approved or successfully processed
02Contact card issuer
03Invalid acceptor
04Keep card
05Do not honor
06Transaction invalid for terminal
07Honor with ID
08Time-Out
09No original
10Unable to reverse
11Partial approval
12Invalid transaction
13Invalid amount
14Invalid cardholder number
15Unknown card issuer
17Invalid capture date (terminal business date)
19Repeat transaction later
20No From Account
21No To Account
22Account not verified
23Account not saved
24No Credit Account
25Unable to locate record in file
26Record duplicated
27 ‘Edit’ error in file update field
28File access denied
29File update not possible
30Format error
31Identifier of acquiring organization unknown
32Transaction partially completed
33Card validity date exceeded
34Implausible card data
38Number of PIN attempts exceeded
39Transaction not allowed
41Lost card
42Special Pickup
43Stolen card
44Stolen card
51Insufficient funds or overdraft
54 Card expired
55Incorrect PIN
56 Card not on file
57Transaction not authorized to this cardholder
58Transaction prohibited at terminal
59Suspected fraud
60 the card acceptor must contact the buyer
61Withdrawal amount over limit
62Card use restricted
63MAC Key Error
65 Frequency limit exceeded
66Acquirer limit reached
67Card withheld
68Response not received or received too late
75Number of PIN attempts exceeded
76Invalid Account
77Issuer not participating in service
78Function not available
79Key validation error
80Approved for purchase amount only
81Unable to verify PIN
82Invalid CVV
83Not refused
84Invalid transaction lifecycle
85No key to use
86KME synchronization error
87PIN error
88MAC synchronization error
89Security violation
90Temporary system shutdown
91Card transmitter inaccessible
92Card issuer unknown
93Transacation cannot be finalized
94Duplicate request
95Contact acquirer
96System malfunction
97No Funds Transfer
98Duplicate Reversal
99Duplicate Transaction
N3Cash Service Not Available
N4Cash Back Request Exceeds Issuer Limit
N7Declined for CVV2 failure
R0Stop Payment Order
R1Revocation of Authorisation Order
R3Revocation of all Authorisations Order
A0Withdrawal in contact mode
A1VADS fallback
000Approved
001Approve with ID
002Partial approval (prepaid cards only)
100Reject
101Card expired / invalid expiry date
106PIN attempts exceeded
107Please call issuer
109Invalid merchant
110Invalid amount
111Invalid account / Invalid MICR (traveler’s check)
115Requested function not supported
117Invalid PIN
119Cardholder not registered / not authorized
122Invalid card security code (alias CID, 4DBC, 4CSC)
125Invalid effective date
181Format error
183Invalid currency code
187Refuse – New card issued
189Refuse – Merchant cancelled or closed / SE
200Refuse – Pick up card
900Accepted – ATC synchronization
909System malfunction (cryptographic error)
912Issuer not available
Codes - Previous HTTP Codes Next - Codes Currency codes
CONTENU