Currency management

In the context of international business, your customers may have a card linked to a bank account in a non-Euro currency.

Regardless of your integration, these customers will be able to pay you in Euros thanks to the automatic conversion system of the card networks (Visa, Mastercard, American Express). Your customers will bear all currency conversion costs, and you will receive Euros in your CentralPay payment account.

In certain cases, CentralPay can allow you to process credit card transactions in different currencies: Euros (EUR), Dollars (USD), Swiss Francs (CHF), and Pounds (GBP). Contact CentralPay if multi-currency transaction management is a requirement for your business.

Note that in this case, acquisition costs in foreign currencies (non-EURO) are subject to additional fees and will be deducted from your transaction amounts.

ℹ️ Outgoing payments (payout) via SEPA transfer can only be made from available balances in EUROS. Non-EURO balances are paid out via SWIFT transfer, which incurs higher fees. However, it is possible to schedule SWIFT payouts so that they are only executed once a certain threshold is reached, in order to better control transfer costs.