Standard Merchant

The standard Merchant plan is intended for businesses (legal entities) that wish to use the CentralPay platform to collect payments on their own account as part of their business selling goods or services.

1. Model Description

This plan gives you access to all of Smart Collection’s services—the comprehensive payment processing solution offered by CentralPay.

🔗 More information about Smart Collection

The included features are as follows:

• The CentralPay Merchant Profile
  A standard Merchant Profile that includes one or more Payment Accounts dedicated to your business, with individual IBANs, transaction tracking, and payout tracking.
• Account-related services
  Management tools, user profiles, API access, notifications, reporting…
• The Smart payment service
  Centralization of your flows, automated routing, management of statuses and payments.
• Card Transaction
  : Accepts Visa and Mastercard, 3D Secure, Apple Pay and Google Pay, and handles refunds and chargebacks.
• Transactions by bank transfer
  Generation of virtual IBANs, receipt notifications, automatic reconciliations.
• SEPA Direct Debit Transactions
  One-time or recurring debits, mandate management, and tracking of rejections.

2. Fees and Commissions

Fixed and variable fees are charged based on the types of transactions performed (transactions, payouts, Rejections, etc.). You can view our published fee schedule on our website.

• Fees are charged:
  • Either directly from your primary Payment Account
  • Or from a dedicated Commission Account, if it is enabled

If there are insufficient funds, CentralPay may process a SEPA Direct Debit from your Bank Account or send you a request for an additional Bank transfer.